AIM IHT Income Portfolio
AIM IHT Income Portfolio
This portfolio service invests in the shares of higher-yielding Business Relief qualifying AIM companies, notwithstanding portfolio size. combined with the benefits of business property relief and IHT tax relief.
WHY CHOOSE
Fundamental Asset Management AIM IHT Income Portfolio
Our newer AIM IHT Income Portfolio service invests in the shares of Business Relief qualifying AIM companies paying out higher levels of dividends. These companies generally aren’t growing as fast, or growth is expected to slow, however, they have committed to pay out a large element of their free cash as dividends.
The Benefits
You retain full ownership and can benefit from 100% IHT after only two years. Our AIM Inheritance Tax Portfolios can also be accessed through platforms including Abrdn Elevate, add Abrdn Wrap, Transact, Nucleus, Fidelity, M&G Wealth and CoInvestor.
Inheritance Tax Relief
In addition to IHT relief, AIM shares can also be held within an AIM ISA, giving you Capital Gains Tax and Income Tax relief, making this one of the most attractive tax-efficient investments on the market. If you have an existing ISA, you can also use it to invest in qualifying AIM companies.
Business Relief
In addition to IHT relief, AIM shares can also be held within an AIM ISA, giving you Capital Gains Tax and Income Tax relief, making this one of the most attractive tax-efficient investments on the market. If you have an existing ISA, you can also use it to invest in qualifying AIM companies.
ISA Tax Wrappers
In addition to IHT relief, AIM shares can also be held within an AIM ISA, giving you Capital Gains Tax and Income Tax relief, making this one of the most attractive tax-efficient investments on the market. If you have an existing ISA, you can also use it to invest in qualifying AIM companies.
The Risks
Tax reliefs
AIM listed companies tend to experience more volatility than companies listed on the main market with investors likely to experience greater daily price fluctuations.
Capital at risk
Investors capital is at risk, and they may get back less than they invested.
Volatility
AIM listed companies tend to experience more volatility than companies listed on the main market with investors likely to experience greater daily price fluctuations.
NEED TO KNOW
Key information for you
Our AIM IHT portfolio services reflect your investment requirements by investing in well-established, profitable and cash generative AIM shares, many of which also provide an attractive dividend yield.
These exciting, ambitious businesses offer excellent investment opportunities, combined with attractive tax benefits and the opportunity to support the global businesses of the future.
The priority for the use of free cash generated by the company should be reinvestment in the business or in support of acquisitions, to help drive growth, as opposed to the payment of dividends.
We are of the firm opinion that small fast-growing companies achieving attractive operating margins and returns on equity should prioritise reinvestment in the business, unless they have exhausted all other possible options for the use of their free cash. Accordingly, dividend income generated by this portfolio is relatively low (December 2022 dividend yield approx. 1.8%) and retained in the portfolio.
This is a discretionary portfolio service investing in the shares of approximately 30 Business Relief qualifying AIM companies, subject to portfolio size.
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To provide annual income and capital growth through investment into qualifying AIM companies which benefit from Business Relief (formerly Business Property Relief) and thereby attract 100% relief from IHT after a qualifying period of 2 years.
At Fundamental Asset Management we create bespoke Portfolios. What is the difference between a Portfolio vs a Fund?
- Portfolios are bespoke and can be tailored to a clients needs (subject to size).
- Portfolios are transparent and clients understand exactly what is held and what is driving performance.
- Holdings are liquid in themselves and a model will not be vulnerable to suspensions.
A dedicated value focused AIM portfolio, investing in AIM quoted companies which have demonstrable earnings, dividend yield and reduced stock volatility. Please read more information here to learn more about the AIM market.
We suggest a minimum of £100,000 as this is designed to produce an income however the minimum investment is £20,000 through adviser platforms and £40,000 direct (which can be shared between spouses)
Securities and cash will be held by our nominated custodian or via an Adviser Platform.
You can invest as an advised client or a non-advised client. If you have a Financial Adviser, please inform them you would like to invest/ explore the Fundamental Asset Management AIM IHT Growth Portfolio; they can contact us here. If you want to invest as a non-advised client, you can fill out an illustration here.
How to Invest
Frequently Asked Questions
Please inform your adviser you would like to discuss investing with the Fundamental Asset Management AIM IHT Income Portfolio. If you have a general question about Fundamental or this service, please contact us.
Please inform your adviser you would like to discuss investing with the Fundamental Asset Management AIM IHT Income Portfolio. If you have a general question about Fundamental or this service, please contact us.
You can invest Direct with Fundamental Asset Management by filling out an illustration here.
Tax legislation could change.
Smaller quoted companies are subject to certain specific risks not associated with larger, more mature companies, notably with regard to liquidity. Accordingly it might be hard to dispose of the shares in the companies at certain
times.
The extent of the tax benefits available will depend on the qualifying conditions.
There are no exit fees with Fundamental Asset Management. Cash can be withdrawn from the portfolio at any time and we do not apply a minimum withdrawal amount.
THREE Things to Remember about Fundamental Asset Management’s AIM Portfolio service
- Client Retains Access – assets remain in client’s own name – so no loss of control and client has freedom to redeem part or all if needed.
- Proven Investment Approach – reducing volatility and liquidity risk by building balanced portfolios focusing on established AIM companies.
- Support to estates after a client has passed away. At a difficult time, we support with the information HMRC requires at no additional charge.
You can use the contact us form at the bottom of this page.
Fill out an illustration here.
If you have received advice please ask your financial adviser if there’s anything you don’t understand.
You can also contact us directly at:
Fundamental Asset Management Ltd
Cardinal Point
Park Road
Rickmansworth
WD3 1RE
Telephone: 01923 713890
Email: [email protected]
Fundamental Asset Management Ltd (or the Platform provider) provides regular quarterly valuations for each client’s portfolio covering performance of the portfolio over the preceding quarter. Fundamental also issues a periodic newsletter expanding on the stories behind some of the holdings, thereby keeping its clients informed on a regular basis. Clients whose accounts are brokered with Fundamental’s online broker will also have internet access to their accounts at all times. You can also visit the document library here where you will find all the latest fact sheets and up to date information.
