AIM has been the envy of growth markets around the world for some time now. It significantly outperformed London’s main market in all key areas during the Covid-19 crisis and has also significantly outperformed over the past 5 years.

The make-up of AIM has changed considerably since it began back in 1995 when it was considered the wild west of investment markets. Today is a very different picture.

AIM has become a very well-rounded market with many highly profitable, well-established and fast-growing companies. AIM has large exposure to some of the economy’s best performing sectors such as technology and is the marketplace of choice for many exciting new UK growth companies.

But can it last? Are valuations too stretched? Is there a correction around the corner? Could the tax benefit rug be pulled from under its feet? Should you be concerned?

Watch the recording of our session Is AIM heading for a fall… or is its outperformance set to continue?  where we discussed these questions and more.

You can find out more about the benefits of investing in AIM for IHT planning purposes in our free report available from the link here.

Interested in hearing more about how AIM for IHT works? Then why not watch our webinar session named All you need to know about investing in AIM for inheritance Tax where we delve into the subject in more detail.

The Fundamental AIM IHT Portfolio is a discretionary investment management service where clients can obtain 100% mitigation from Inheritance Tax, benefit from the capital growth afforded by the AIM market and retain control of their assets.

You can find out more about Fundamental Asset Management’s high performing AIM IHT ISA and AIM Inheritance Tax portfolio service, which has been delivering exceptional investment returns for more than 17 years, from the link here.

AIM IHT ISAs can be higher risk, more volatile and less liquid when compared to conventional ISAs. Tax rules can change and benefits depend upon circumstances.

If you are one of those people who have been saving into an ISA throughout your working life, then you are most likely to be in the fortunate position of having grown this investment into a significant asset. Investing into an ISA was a good move as it offers you tax-free growth and income on your savings. So far so good. However, if you are at the stage in life where you ought to be considering your estate for Inheritance Tax (IHT) then you may have an issue.

An ISA can be liable to a 40% claim by the taxman through Inheritance Tax at the time of your death, significantly reducing the value of your estate and the amount of assets that will pass to your loved ones.

What can you do about this?

One proven and simple solution is to transfer your existing ISA into an AIM IHT ISA managed by an experienced investment team. This could allow you to:

• mitigate 100% potential Inheritance Tax if held for two years and on death
• benefit from the leading growth potential offered by AIM as one of the world’s leading growth markets
• continue to benefit from tax-free income and growth within the ISA wrapper
• retain control of your assets- you can make withdrawals if needed

You can find out more about the benefits of investing in AIM for IHT planning purposes in our free report available from the link here.

Interested in hearing more about how AIM for IHT works? Then why not watch our webinar session named All you need to know about investing in AIM for inheritance Tax where we delve into the subject in more detail.

AIM, London’s growth market, has materially outperformed the UK main stock market for a number of years, reflected in the very strong performance of AIM for IHT planning portfolios.

The Fundamental AIM IHT Portfolio is a discretionary investment management service where clients can obtain 100% mitigation from Inheritance Tax, benefit from the capital growth afforded by the AIM market and retain control of their assets.

You can find out more about Fundamental Asset Management’s high performing AIM IHT ISA and AIM Inheritance Tax portfolio service, which has been delivering exceptional investment returns for more than 17 years, from the link here.

AIM IHT ISAs can be higher risk, more volatile and less liquid when compared to conventional ISAs. Tax rules can change and benefits depend upon circumstances.

Inheritance Tax (IHT) receipts were up an incredible 54% for April and May compared to the same period in 2020. Good news for the Chancellor, bad news for those looking to reduce IHT!

These figures are according to data published in a recent HM Revenue & Customs bulletin. The report confirms that full-year IHT receipts for 2020-2021 amounted to £5,326 million, a £204 million increase from the year before. In fact, for the period of April 2021 to May 2021, total receipts amounted to £966 million, an increase of £340 million on the same period last year.

What could be the reason for this?

In the report, HMRC stated that the increase could be due to “high volumes of wealth transfers that took place during the Covid-19 pandemic”. However, they cannot verify this until more data becomes available.

Another reason could be recent tax freezes, imposed earlier this year in the Spring Budget by Chancellor of the Exchequer Rishi Sunak. The Chancellor announced that both the nil-rate band (NRB) and residential nil-rate band (RNRB) will be frozen until April 2026, resulting in the NRB remaining at £325,000 and the RNRB at £175,000 during this time.

In practice, more and more people will find themselves with an IHT issue as asset prices rise with inflation and IHT allowances remain fixed. Some have referred to these measures as a ‘stealth’ tax mechanism that will, over time, bring significant tax receipts for the Treasury.

Concern is beginning to grow over the possibility that IHT and CGT liabilities could be increased as the government continues to consider its options to recover debt incurred by the pandemic.

One proven, simple solution to mitigate potential IHT, and also benefit from ongoing capital growth, is through investment in the shares of qualifying AIM companies.

You can find out more about the benefits of investing in AIM for IHT planning purposes in our free report available from the link here.

AIM, London’s growth market, has materially outperformed the UK main stock market for a number of years, reflected in the very strong performance of AIM for IHT planning portfolios.

The Fundamental AIM IHT Portfolio is a discretionary investment management service where clients can obtain 100% mitigation from Inheritance Tax, benefit from the capital growth afforded by the AIM market and retain control of their assets.

You can find out more about Fundamental Asset Management’s high performing AIM IHT ISA and AIM Inheritance Tax portfolio service, which has been delivering exceptional investment returns for more than 17 years, from the link here.